Thursday, October 6, 2011

ITS TIME TO PLAY

Dirt Bikes are meant for those of us who crave for adventures. Dirt bike riding is becoming an increasingly popular leisure pursuit, but also expensive. After a long long time, finally i fulfill my dream to have a Kawasaki KLX150 dirt bike.

Wednesday, October 5, 2011

Apple co-founder, Chairman Steve Jobs dies


Apple co-founder, Chairman Steve Jobs dies

Apple co-founder and Chairman Steve Jobs died today, Apple said. He was 56.

"Steve's brilliance, passion and energy were the source of countless innovations that enrich and improve all of our lives," Apple said in a statement. "The world is immeasurably better because of Steve."

Jobs had been suffering from various health issues following the seven-year anniversary of his surgery for a rare form of pancreatic cancer in August 2004. Apple announced in January that he would be taking an indeterminate medical leave of absence, with Jobs then stepping down from his role as CEO in late August.

Jobs had undergone a liver transplant in April 2009 during an earlier planned six-month leave of absence. He returned to work for a year and a half before his health forced him to take more time off. He told his employees in August, "I have always said if there ever came a day when I could no longer meet my duties and expectations as Apple's CEO, I would be the first to let you know. Unfortunately, that day has come."

One of the most legendary businessmen in American history, Jobs turned three separate industries on their head in the 35 years he was involved in the technology industry.

Personal computing was invented with the launch of the Apple II in 1977. Legal digital music recordings were brought into the mainstream with the iPod and iTunes in the early 2000s, and mobile phones were never the same after the 2007 debut of the iPhone. Jobs played an instrumental role in the development of all three, and managed to find time to transform the art of computer-generated movie-making on the side.



Monday, August 29, 2011

献给正在打拼的朋友!

(1) 穷人缺什么:
表面缺资金,本质缺野心,脑子缺观念,
机会缺了解,骨子缺勇气,改变缺行动,事业缺毅力..

(2)世界上最聪明的人是 借用别人撞的头破血流的经验 作为自己的经验,
世界上最愚蠢的人是 非用自己撞得头破血流的经验才叫经验..

(3)不要抱着过去不放,拒绝新的观念和挑战..

(4)每个人都有退休的一天,但并不是每个人都能拥有退休后的保障..

(5)生命不在于活得长与短,而在于顿悟的早与晚..

(6)人生的成败往往就在一念之间,但大多数都是一念之差..

(7)年轻是本钱,但未必值钱,不努力就不值钱了..

(8)天上最美的是星星,人间最美的是真情..

(9)舍得有限,赢得无限..

(10)
人往往拿着书籍的东西来 判断无知的事物,
人往往拿着错误的推论 当正确的结论..

(11)与其战胜敌人一万次,不如战胜自己一次..

(12)给人金钱是下策,给人能力是中策,给人观念是上策..

(13)富就富在不知足,贵就贵在能脱俗。贫就贫在少见识,贱就贱在没骨气..

(14)当你将信心放在自己身上时,你将永远充满力量..

(15)计较眼前的人,会失去未来..

(16)罗斯福总统:当时间的主人,命运的主宰,灵魂的舵手..

(17)富人靠资本赚钱,穷人靠知识致富..

(18)我们人这一辈子不是别人的楷模,就是别人的借鉴..

(19)别人看不起您,很不幸.. 自己看不起自己,更不幸..

(20)我们穷人要翻身,没有理由讲辛苦.. 很多时候也没有理由讲兴趣..

(21)世界上什么都可以失去,不可以失去希望,世界上什么都可以失去,不可以失去信心..

(22)智者创造机会,强者把握机会,弱者等待机会..

(23)人有二亩田,白天的一亩田是填饱肚子,晚上的一亩田是耕种自己的未来..

(24)陪孩子读书长大是个,给孩子观念长大后是人才..

(25)一无所有是一种财富,它让穷人产生改变命运的行动..

(26)宁可被人笑一时,不可被人笑一辈子..

(27)不识货,半世苦;不识人,一世苦..

(28)我们可以失去童年,但是千万不可以失去童心..

(29)活鱼会逆流而上,死鱼才会随波逐流..

(30)
吃别人所不能吃的苦,忍别人所不能忍的气..
做别人所不能做的事,就能享受别人所不能享受的一切..

(31)一件事被所有人都认为是机会的时候,其实它已不是机会了..

Monday, March 21, 2011

I learn a lesson that borrow money from the future is a bad habbit.

有钱就要面,没钱就没面

You will always got your “Face” back when you have thick wallet! Pretending and ignorance will not.(有钱就要面,没钱就没面)

BANK PLAY THE TRICK!!!!

Why do some banks offer higher interest rate while some are lower (esp. foreign banks)? Higher interest rate means the bank need your money. Foreign banks are usually financially stronger and has strong backup from their mother company. So they are not worry about the money too much.

How do banks make money? Lim Goh Thong put $1,000,000 in the bank and the bank give him 4% interest. The bank then loan the money to Ananda Krishnan and charge him 7% interest. The bank make the difference 3%.

Let’s say now Ananda has a choice to get the loan from either AmBank or UOB. AmBank offer him 7% while UOB 6%, which loan do you think he will take? :) Foreign banks are smart, they want to get more customers. And customers are those who loan money and not those who deposit money! In order to lower the loan interest rate, the deposit rates must also be lower. Else they can’t make good money. This explains why foreign bank don’t offer good deposit rates but VERY GOOD loan rates.

So the moral of the story, you will put your fixed deposit in local bank and get a loan from oversea bank.

Thursday, February 17, 2011

因為我們的一切都是顧客給予的


人性的尊重

一家生意很好的點心店門口來了一個乞丐。他衣衫襤褸,渾身散發著一
種怪味,當他畏縮著走到蒸點心的大爐子前時,周圍的客人都皺眉掩鼻,露出嫌惡
的神色來。

  伙計急忙呵斥乞丐要他滾開。乞丐卻拿出幾張髒乎乎的小面額鈔票,說:“今
天我不是來乞討的,我聽說這裡的點心好吃,我也想嘗嘗。我已經想了好久了,好
不容易才湊到這些錢。”

  店老闆目睹這一幕,他走上前十分恭敬地將兩個熱氣騰騰的點心遞給乞丐,並
深深地向他鞠了一躬,說:“多謝關照,歡迎再次光臨!”

  在這之前,無論多麼尊貴的客人來買點心,店老闆都交給伙計們招呼;可今天
他卻親自招呼客人,對他畢恭畢敬,而這個客人卻是一個乞丐!

  店老闆解釋說:“那些常來光顧我們店的顧客,當然應受到歡迎,但他們都是
有錢人,買幾個點心對他們而言,是一件很容易也很平常的事。今天來的這位客人
雖然是位乞丐,卻與眾不同,他為了品嘗我們的點心,不惜花去很長時間討得的一
點點錢,實在是難得之至,我不親自為他服務怎麼對得起他的這份厚愛?”

  “既然如此,為什麼要收他的錢呢?”旁邊的孫子不解地問。

  老闆笑笑說:“他今天是作為一個客人來到這裡的,不是來討飯的,我們應當
尊重他。如果我不收他的錢,豈不是對他的侮辱?我們一定要記住,要尊重我們的
每一個顧客,哪怕他是一個乞丐;因為我們的一切都是顧客給予的。”

  這個店老闆就是兩次被《福布斯》評為世界首富的日本大企業家堤義明的爺爺,
他對乞丐的鞠躬之舉深深地印在了當時只有十歲的堤義明的腦海裡。後來堤義明曾
多次在集團的員工培訓會上講到這個故事,要求員工像他爺爺那樣,尊重每一個顧
客。